Credit Cards & Debit Cards
We accept VISA, MASTER, and AMERICAN EXPRESS Credit Cards issued in India and we accept Debit cards from all banks issued in India.
We support almost all banks’ internet banking options through the CCavenue payment gateway, which is a 100% secure payment platform available today.
Navin Creations is committed to providing you a safe way of transacting online. All your transactions online are protected & secured by SSL (secure socket layer) technology. It encrypts your credit card and relevant information during the entire transaction process. This encryption makes your shopping experience safe and secure.
All Credit card and Debit card payments on Navin Creations are processed through secure and trusted payment gateways managed by leading Indian banks and payment gateway service providers.
Navin Creations does not store Credit / Debit card numbers, CVV / Security Code, Pin for 3D Secure, or Expiry date on any of its servers and only collects in a session while making a transaction. The said information may however be stored by Risk Management / Fraud Management Systems of banks/payment gateways with authority to do so. Risk Management / Fraud Management Systems are used for ensuring that payment card frauds are kept to a minimum and all necessary information regarding payment cards is secure for you, us, and the payment card industry.
Refund of Payment
For refund of payments made using a Credit Card, Debit Card, or Net Banking, please get in touch with our Customer Care team. You can receive an instant refund in the form of a gift voucher after your order has been canceled.
If you would like a refund to your bank account/credit card, the same will be processed by the bank/payment gateway within 15 working days of order cancellation (Please note, refund of online payment can happen only once against an order). Payments made through Cheque/DD/Cash on Delivery will be processed within 15 days of receiving the Bank Details from you.
Refunds pertaining to product(s) that have been returned will be offered once we have received the product(s) back with us (and they are not in damaged condition). Because of any circumstances beyond our control, if we are not able to service the order, we will inform you and initiate replacement of the product(s) not available or refund against the product(s), as per your choice.